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The Social Security Administration reports the average Social Security benefit at age 65 is $1,583 per month. Fidelity reports an average 401k balance of $252,800 for people ages 65 to 69, which the article notes would yield about $10,100 in a first-year withdrawal under a 4% rule.

Credit scores can vary because different bureaus and scoring models use different data and weight factors differently; the article recommends focusing on which score band you fall into (poor, good, very good, excellent) rather than the exact three-digit number.

BlackRock's fourth-quarter net income fell 33% to $1.13 billion, and assets under management topped $14 trillion for the first time.

An analysis from Trust & Will identifies ten U.S. metropolitan areas where job growth, wages and housing supply have moved more closely into balance, which can give millennials greater flexibility when weighing career and housing choices.

Kenya has started bilateral trade talks with China after being excluded from Beijing's duty- and quota-free list, and officials say a preliminary arrangement allows 98.2% zero-duty market access for Kenyan goods.

Bank Indonesia added Governor Perry Warjiyo as a signatory to an online statement supporting Federal Reserve Chair Jerome Powell, becoming the first Southeast Asian central bank reported to do so; other central banks including the ECB and Bank of England had expressed support earlier.

UK GDP grew 0.3% in November, helped by a rebound in industrial output after a Jaguar Land Rover cyberattack; car manufacturing rose about 26% month-on-month.

Top advertised CD yields on January 15, 2026 reached 4.94% for a jumbo six‑month CD, while average APYs across common terms remain notably lower and continue to track Federal Reserve policy.

The Indian Navy's hand-stitched wooden sailing vessel INSV Kaundinya reached Muscat after a 17-day voyage and received a water salute. The ship was built with traditional techniques using coir-stitched planks, has no engine, and sails under square canvas.

Gov. Josh Green appointed Jon Itomura to chair the Hawaii Public Utilities Commission; the appointment is immediate and is subject to state Senate confirmation with a public hearing.

The College Football Hall of Fame announced 22 new inductees — 18 former players and four coaches — including Marvin Harrison, Aaron Donald, Mark Ingram and Ndamukong Suh.

OpenAI announced a deal with Cerebras to provide 750 megawatts of computing power through 2028, reported to be worth over $10 billion; Cerebras previously withdrew an IPO prospectus and said it will refile with updated financials and strategy information.

President Trump said he had a "very good call" with acting Venezuelan President Delcy Rodriguez in which they discussed oil, minerals, trade and national security; Rodriguez described the call as productive and plans to send an envoy to Washington while Trump is set to meet opposition leader María Corina Machado the following day.

Nick Taylor is back at Waialae Country Club to defend his Sony Open title, and players say planned schedule changes for 2027 could affect whether the Hawaii swing continues.

The Bureau of Labor Statistics' December Consumer Price Index showed core goods were flat for the month while services continued to rise, and overall annual inflation was reported at 2.7 percent.

Rhode Island's governor has said he is open to a public-union proposal for a three-percentage-point surcharge on households with more than $1 million in income as the state faces an estimated $100 million budget shortfall.

By the 40s and 50s retirement feels more immediate and 401(k) balances matter especially for those considering early retirement because funds generally cannot be accessed without penalty until age 59½.

President Trump told the Detroit Economic Club he regarded his first year back as the "greatest first year in history," citing inflation and GDP data; reporting notes that inflation has eased from earlier highs but remains above typical levels and many Americans continue to express affordability concerns.

The Los Angeles County Board of Supervisors voted unanimously to start drafting an ordinance to bar civil immigration enforcement from county-owned and county-controlled properties, and county counsel has 30 days to return a draft.

Coastal announced it has been acquired by Tata Consultancy Services and will operate as its own brand under TCS to broaden Salesforce, data, and AI services at global scale.

A LendingClub-commissioned Talker Research survey of 2,000 Americans found limited familiarity with high-yield savings accounts (30%) and that 43% of respondents do not know their savings account interest rate.

Novo Nordisk CEO Mike Doustdar said 2026 "will be the year of price pressure" after the company’s U.S. pricing deal and the arrival of cheaper generics, and he expects to expand the incretin market with both new oral and injectable Wegovy products; other executives at the JPMorgan Healthcare Conference described a cautiously optimistic outlook for 2026.

Morocco welcomed about 19.8 million international tourists in 2025 (up 14%), and Egypt recorded roughly 19 million visitors (up 21%), with both countries reporting record-breaking arrivals amid a post-pandemic recovery.

Edible Garden announced Pickle Party, its fresh fermented pickles and krauts, is now available at Woodman's Markets in Wisconsin and Illinois; the products are described as raw, refrigerated, fermented, Kosher, and Non-GMO.

U.S. retail sales rose 0.6% in November, driven by a 1.0% gain at car and autoparts dealers and broad strength in restaurants, online retailers and specialty stores.

Retail sales rose 0.6% in November after a revised 0.1% decline in October, the Commerce Department reported; the release was delayed by a 43-day government shutdown.

Producer prices rose 0.2% in November, below forecasts, while retail sales increased 0.6% as consumer spending was broad-based.

A recent leak suggests Google may unveil the Pixel 10a on February 17, with retail listings indicating 128GB and 256GB models and European prices near €500 and €600 respectively.

Nvidia's app update (v11.0.6) rolls out DLSS 4.5 to all RTX owners and adds remaining Nvidia Surround settings from the legacy Control Panel.

Netflix is reported to be weighing an all-cash bid for Warner Bros. Discovery's studio and streaming assets, while Paramount Skydance has filed a lawsuit in Delaware challenging the process; WBD's board currently favors Netflix's cash-and-stock proposal.